After you file

@rrbs15 

 

That depends. 

 

If you chose to get a tax advance loan, or you had your turbotax fees paid with your return ,what will happen is the IRS will send the money to the santa barbara bank. From there they will take out your turbotax fees and send the rest to your bank .

 

If you have no fees, no advance ,or you paid your fees up front, then yes the IRS will deposit directly into your bank without going through a third party .