Has your return been accepted yet?

Not until the IRS opens on Jan 27, 2020 and your return is Accepted.  Until then it will stay Pending on Turbo Tax.

IRS opens on Jan 27, 2020 for 2019 returns
https://www.irs.gov/newsroom/irs-opens-2020-filing-season-for-individual-filers-on-jan-27

But the IRS has pulled some returns early for testing.

Once you file and the return is accepted for processing by the IRS you must also pass a final review to get the loan ... one way or the other you will get an email ... so watch your email carefully (spam also).