After you file

If you choose the totally optional Refund Processing Service to have your TurboTax account fees paid from the federal tax refund instead of paying the TurboTax account fees upfront with a credit card, then there is a service charge for this option of $39.99.

After the tax return has been e-filed and received by the IRS, the IRS will Process, Approve and then Send the federal tax refund to the third party processor where they will deduct the TurboTax account fees and their $39.99 service charge.  The remainder of the federal tax refund is then sent to the bank you indicated for direct deposit.