I think I'm not there yet, I just go an option that says. "Get your money fast by adding your state tax return to your federal return for an additional $39.99$36.99."
What you're seeing has nothing to do with how you receive your refund. It's just saying it's easier to e-file your state return at the same time you e-file your federal return. You will still choose how you want to receive your refunds. You don't receive them together, you get one from the federal and a separate one from the state.
