Hi renosky, thanks for joining TurboTax Special Forum today.
Please refer to IRS 2021 Child Tax Credit and Advance Child Tax Credit Payments - Topic H.
QH1 answers the situations if you received too much advance child tax credit or not enough.
QH4 - QH7 explains the circumstances that you may not need to pay back the "excess" advance child tax credit.
https://www.irs.gov/credits-deductions/2021-child-tax-credit-and-advance-child-tax-credit-payments-t...
You can still use the Child Tax Credit Update Portal to "opt out."
Child Tax Credit Update Portal
https://www.irs.gov/credits-deductions/child-tax-credit-update-portal
Hope the above helps.
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