Thanks, the California tip got me on the right track. The payment screen is trying to say (pretty vaguely) that you can either A) pay with credit card OR B) pay with refund which includes a $45 surcharge for some services junk. So I had to go back and make sure I wanted my federal return paid out to me (NOT rolled over to next year) and then make sure that I was paying everything out of pocket (no rollover between any of the years, forward or back). In the end I believe I only paid for the things I wanted (I'll need to double check my credit card statement to make sure). I was tricked into buying this stuff two years ago, so I also contacted my credit card company and Paypal just now to clarify my dispute options in case Turbotax pulls a fast one on me again.
