The maximum amount you can contribute to an IRA can be limited by your income under certain circumstances, especially when you have a retirement plan at work.

You can withdraw the excess you contributed by April 15, 2020 and you won't be penalized for contributing too much for 2019.

That still doesn't answer my question of why Turbo told me I could save when they knew exactly what I had made. I think you have a glitch in your program.