Most refunds will be issued in less than 21 days, as long as the return doesn't require further review, according to the Internal Revenue Service. Refund information will typically be available within 24 hours after the IRS acknowledges receipt of an electronically filed return or four weeks if you mail a paper return.

In addition to regular processing times for banks, factoring in weekends, and the President's Day holiday, the earliest EITC (Earned Income Tax Credit) and ACTC (Additional Child Tax Credit)-related refunds are expected to be available on or about February 28, 2020; that's assuming direct deposit and no other issues.