You will start by selecting that you had insurance for the entire year and then click continue. You will come to a question asking you if you had Obamacare, answer yes and then enter the amount you are allocating to yourself from the 1095-A for ONLY the months you were covered under that policy. So if you were covered by the Marketplace from January-April, you will only have entries from the 1095-A in months January-April, the rest will be blank.
After entering the 1095-A you will need to select that you shared the policy and then enter the information for your parents.
Answering yes to "Did you have insurance all year" is the important part to not get the penalty.
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