I am having the same problem... I appear to have almost 18000 in deductions, but Turbo Tax is telling me that my mortgage interest is not deductible due to the law not being approved yet this year. It then wipes all other deductions and forces me to use that standard deduction. My situation tax situation is unchanged from prior years. Updating has not helped. Im very frustrated at this time. 

Mortgage interest is deductible. Private mortgage interest is not deductible on a 2018 return since Congress did not renew that deduction.

Many taxpayers are surprised this year because their itemized deductions are not having the same effect as they did on past tax returns.  The new higher standard deduction and the elimination of certain deductions, as well as the cap on state and local taxes have had a major impact.
Your itemized deductions have to be more than your standard deduction before you will see a change in your tax owed or tax refund.  The deductions you enter do not necessarily count “dollar for dollar;” many of them are subject to meeting  tough thresholds—medical expenses, for example, must meet a threshold that is pretty hard to reach.  The software program uses all the IRS rules that apply to the expenses you enter, and it tells you if you have enough to use your itemized deductions or if using the standard deduction is more advantageous for you.  Under the new tax laws, some deductions have been capped—there is a $10,000 limit to the itemized deductions for state, local, property and sales taxes.

Your standard deduction lowers your taxable income.  It is not a refund 
2018 Standard Deductions:
Single   $12,000  (+ $1600 65 or older)
Married Filing Separately    $12,000  (+ $1300 65 or older)
Married Filing Jointly  $24,000  (+ $1300 each spouse 65 or older)
Head of Household  $18,000  (+ $1600 65 or older
Look at line 8 of your Form 1040 to see your standard or itemized deductions.

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I understand. I did pay a PMI in 2018 but it was a minimal amount and should not effect my overall mortgage interest. TT will not allow any of my deductions or work expenses that I have used in the past 20 years.