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How do you report div on insurance policy for which there is no 1099

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Get your taxes done using TurboTax

Many insurance companies pay out "dividends" which are actually a return of premium or are considered to be "discounts" and would not be taxable. 

If the dividends were from a life insurance policy and the dividends were applied against your premium they would not be taxable.

If you are in doubt, contact your insurance provider.