TurboTax does have 2 free products, but you apparently are not in one of them. You appear to be using Live Self-Employed, which is the most expensive of all Online products. It is 199.99 for a Federal return and 44.99 for a state return. If you choose to pay those fees out of the Federal refund, there is an additional 39.99 service fee (44.99 for California filers.)
The Live product is an upgrade that includes live on-demand help from a CPA/EA tax pro during return preparation and a final review of your return, which they will sign.
FAQ: What is TurboTax Live?
https://ttlc.intuit.com/questions/3859448-what-is-turbotax-live
You can remove the Live portion, and then you would be in regular Self-Employed Edition if you need a Schedule C with expenses for a self-employed business. Regular Self-Employed is 119.99 for Federal and 44.99 for a state return. Or if you don't need Schedule C with expenses, you may be able to downgrade to an even lower edition.
FAQ: How do I remove TurboTax Live?
https://ttlc.intuit.com/questions/4140092-how-do-i-remove-turbotax-live
Or you might be able to use a lower product, depending on what items are in your return and what forms you need.
See this FAQ on downgrading:
https://ttlc.intuit.com/questions/1894467-can-i-downgrade-to-a-lower-priced-version-of-turbotax-onli...
TurboTax does have 2 free products. the regular
Free Edition is more limited this year due to tax law changes.
If you
need any of the new Schedules 1-6, for instance, then you can't use
Free Edition. You can read about the new schedules at the link below. If
you click the blue "see schedule" link there, it will show you what each
schedule looks like.
https://ttlc.intuit.com/questions/4511015-what-are-the-new-schedules
Here are some common things that cannot be handled by the regular Free Edition:
Itemized deductions
Business or 1099-MISC income
Sales of stocks/mutual funds/bonds
Rental property income
Foreign Earned Income
HSA
Credits, deductions and income reported on the
new schedules 1–6, such as the Student Loan Interest Deduction
TurboTax
also has another free product called
the TurboTax Free File Program. It is free for both Federal and
State--IF you meet just one of the qualifications. It can handle all
the usual forms without the limitations of regular Free Edition.
You have to meet only ONE of these qualifications:
1) 2018 AGI of $34,000 or less
or
2) Eligible for EIC (earned income credit)
or
3) Active duty military including Reservists/ National Guard with military W-2 and 2018 AGI of $66,000 or less
NOTE: If you switch to Free File Program by that method, and
find out later you don't qualify, you won't be able to go back to
regular Online TurboTax in that same account. So instead of switching
that way, if you wish you could start a new account (User ID) at the
Free File Program website, which would maintain the option of returning
to the other Online TurboTax account, if necessary.
