W4

Forum|Forum|27 days ago
May 13, 2026
1 reply
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How would my husband and I complete our W4 so we don't owe any taxes and get a bigger refund. We have 5 kids. Is it better to file separately or jointly?

Ask the Experts - W4 - May 2026

AmitaR

Employee Tax & Finance Expert

It is better to file Married Filing Joint when you have children because some of the credits may not be available to Married Filing Separate filing status. For example: Child and Dependent Care Credit, Earned Income Tax Credit, Adoption Credit, Education Credits,

As for filling out W-4, most likely you will not need to do "Extra withholding" on Line 4(c).

Tax withholding calculators help you get a big picture view of your refund situation by asking detailed questions.

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