Split Mortgage Interest Deduction between head of household and single filer

[user17581270646]

Hello,

1. My partner and I are on deed at Property A and we both paid for mortgage and property tax from a joint bank account.
2. Mortgage is under my name, but property deed has both of our names.
3. My partner supports parent (dependent) at Property B and filing as Head of Household with Property B address.
4. I am filing as Single with Property A.  We are not married.
5. Can we split (60% me, 40% partner) the Mortgage Interest and Property tax deduction?  We each are itemizing to file.  
6. Is the split itemized deduction doable? 

We both are using TurboTax.  Thank you very much for feedback.

[Bsch4477]

Generally the one who pays the expenses deducts those costs when itemizing. As a practical matter you can decide how to split the costs. 

[DianeW777]

The mortgage that is under your name means that only you are responsible for the payments even though the property is in both names.  However, the IRS generally allows a person to deduct mortgage interest if they are a legal owner (on the deed) and actually pay the interest. It makes sense since if you defaulted, then the other owner would, in most cases, take action to secure the property with the lender.

The amount of the deduction  is based on what is actually paid by each owner.

@user17581270646 

[user17581270646]

Thank you much !!   @DianeW777 .

Allow me to repeat if I understood.

Ideally, the person on the loan can itemized the mortgage interest.   

But, something like my partner and I scenario (Both names at property deed), IRS allows split itemized deduction.   Because we both put deposit into our joint bank account and paid the mortgage and property tax out of this account.     

Thanks for the help and have a great day.

[user17581270646]

Thanks @Bsch4477 .

From what you are telling me, Yes, we can split itemize the mortgage interest and property tax.  Thank you.