TurboTax is not deducting mortgage interest. The loan amount does not exceed the cap. With the mortgage interest I want to itemize. How do I override?

Forum|Forum|3 months ago
April 11, 2026
1 reply
80 views

I have already deleted and re-entered the 1098 in different ways (manual entry, connect to bank, etc.) without any change.

TurboTax Online

maglib

Level 11

@Jamiecwilson ensure you answered "Yes" to "Is this loan secured by a property of yours?" and that the lender's info is correct. If using Desktop, use Forms Mode to enter it directly on Schedule A, line 8b. Verify that total itemized deductions exceed the standard deduction.

Yes, in 2025 homeowners can deduct interest on up to $750kof mortgage debt ($375,000 for married filing separately) for a primary or second home, provided they itemize deductions. Loans taken out before December 16, 2017, are grandfathered at the previous $1 million limit. Home equity loan interest is only deductible if used to improve the home,

Also have you updated your turbotax if using desktop?

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