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Level 2
December 21, 2025
Question

Received a CP28A notice. States I may have claimed too large of a home mortgage interest deduction. 1098 and Schedule A appear correct. No fine listed. What do I do?

  • December 21, 2025
  • 1 reply
  • 64 views
It says if I claimed a deduction in error, I should amend my return. After reviewing 1098 and Schedule A, Schedule A contains claims partial mortgage interest and appears correct. I am assuming I do nothing but not sure that is a safe assumption.

1 reply

Mike9241
Level 15
Level 15
December 21, 2025

see this IRS webpage for what you must do

https://www.irs.gov/individuals/understanding-your-cp28a-notice 

 

do nothing and the IRS will adjust the deduction to what it computed and then bill you penalties and interest. so responding in critical. 

Mike9241
ankknaAuthor
Level 2
December 21, 2025

I filed my taxes with TurboTax and it looks like they adjusted my interest deduction correctly.  I don't see anything wrong.  Do I just reach out to TurboTax somehow and ask them to validate?

Level 2
January 6, 2026

I have the same issue.  It looks like the calculations were correct but then Turbotax filled with a limit of 1,000,000 instead of 750,000.  I don't qualify for the 1,000,000.