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Level 2
April 15, 2026
Question

M filing jointly. Hubby has family HDHP all yr (W-2 W = 4500). I have self-only (W-2 W = 2600). Tot 7100 und family limit 8550. TurboTax says hubby overcontributed. Why?

  • April 15, 2026
  • 1 reply
  • 36 views
Married filing jointly. Husband has family HDHP all year (W-2 Code W = 4500). I have self-only HDHP (W-2 Code W = 2600). Total = 7100, under family limit 8550. TurboTax says husband overcontributed. No manual contributions. Why?

1 reply

Level 15
April 15, 2026

Did you overcontribute in 2024 and carry over the excess to 2025? The excess in this case appears on line 2 of form 8889 as a "personal contribution" so that it can be applied to the 2025 tax year.

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Level 2
April 18, 2026

It was my bad I entered the our contribution through employer in the personal contribution field which was tripping it 

thank you for you response