Can I choose to contribute to an HSA but not take the deduction?
Can I make an HSA contribution up to the limit for 2020, but choose not to take the deduction? I don't want my AGI to go too low because if it drops too low I would not qualify for Affordable Care Act subsidies.
Similarly, can I simply choose to not take business expenses as deductions and by so doing boost my business income--and thereby keep my AGI from dropping too low and disqualifying me for Affordable Care Act subsidies?