Are after retirement medical insurance premiums deductible?

Forum|Forum|5 years ago
February 27, 2021
1 reply
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I retired in 2018. I write a check for $1000 a month for health insurance provided by my previous employer. This is paid after tax. I received a 1095-C from them. It has box 14 for all 12 months marked as 1G. Is this tax deductible as a medical expense?

Best answer by DawnC

Yes, if you itemize deductions on your tax return. Health insurance premiums that you pay out of pocket (post-tax) are an itemized medical expense deduction. Medical, dental, and vision expenses are reported on Schedule A and entered in the Deductions & Credits section. You do not enter the 1095-C on your return; keep it with your records.

With your return open, search for Schedule A and then select the Jump to link in the search results.
Answer Yes on the Did you spend more than $3,000 on medical expenses in 2020? screen.
Enter your medical expenses, starting with prescriptions, on the following screens.

What kinds of medical expenses are deductible?

DawnCAnswer

Level 15

With your return open, search for Schedule A and then select the Jump to link in the search results.
Answer Yes on the Did you spend more than $3,000 on medical expenses in 2020? screen.
Enter your medical expenses, starting with prescriptions, on the following screens.