I paid off a collection. Why didn’t it raise my score?

[tagteam]

The collection account is going to stay on your account for a while.

Simply paying the account without getting it removed will not increase your credit score.

See https://www.credit.com/credit-reports/removing-collection-accounts-from-your-credit-reports/

[Anonymous]

Collections have a negative effect on your credit score.

The most recent two years are the most important where your credit score is concerned. The older a collection is, the less it hurts you.

Collections remain on your credit report for seven years past the date of delinquency.