How can I get a loan with a 620 credit score?

[JesseJ]

A couple of questions: 

1. What type of loan 

2. When do you need it 

3. Can you share a little more about your credit score? Was it at a higher number at one point and has dropped since then? (just trying to get a sense of how lenders may view you) 

4. What's your general financial situation (as that'll help too) 

Thanks in advance for the context!