I traded in a car I was making payments on for another car that I am also now making payments on. This was about a month ago. It now says I have 1 closed account (the old car) but still actually have the same amount of accounts open since I just traded - a new account was just opened in its place. All payments on time and not a single remark. Down 8 points this month?? What's the deal? I'm still making payments and it was even with the same dealership. (It says I paid off the old loan, is this why?) Please help.