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New Member

Credit score

Hi my name is Clement and I received a credit score update. When I checked it said my credit score had dropped by 19pts. I checked all my accounts and I have not missed a payment yet that is not due at the moment. I don't understand because I have been focused on improving my credit and this doesn't make any sense. Can you please help me understand this? Thank you

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Level 15

Credit score

Are you using Turbo to check your score? --> https://turbo.intuit.com/

 

You can also check your FICO score.

 

See https://www.experian.com/

 

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2 Replies
Highlighted
Level 15

Credit score

Are you using Turbo to check your score? --> https://turbo.intuit.com/

 

You can also check your FICO score.

 

See https://www.experian.com/

 

View solution in original post

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Level 15

Credit score

Your score is calculated up to daily (although Turbo® updates once every 2 weeks I think), so your score can reflect daily or temporary changes in your credit.  For example, if you charge a big bill to your credit card, that can drop your score (because you are using more of your available credit) even if you plan to pay it off in full before the next billing cycle.  Your score will go up again when you pay it off. 

*Answers are correct to the best of my ability but do not constitute legal or tax advice.*
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