Hi! I am looking for advice on lowering my debt as it seems my credit cards keep rising up and up. I pay off my min. balance very month but my balance only seems to go up and not down. I have 5 cards and I heard from a friend that I could get a perso...read more
I’m trying to pay off credit cards I have had for quite a while & have not been making my payments 🥵 Would it be a good idea to try & have all balances transferred to one CC w/ the lowest interest. The other side to that is finding one willing to do...read more
Had a card defaulted several years ago, they closed it out and sold the debt to another agency, is that legal? If I do pay it off, will it erase the defaulted loan as well or will it still be a ding on my credit history?
I make large payments on my card.Yet every month on the 19th they charge the interest to my vard and it becomes part of the balance charged to my account. How do I get ahead of my interest charges so I can attack the principle? Frustrated
So I have 2 credit cards that I am paying off and trying to build up my credit that way, both with a balance of about $900. Will taking the next 30 months or so, making the minimum payment each month or paying them off in full raise my credit score h...read more
Does anyone have any suggestions?I tried to get a personal loan through my bank to consolidate my debt and they have turned me down twice. I have a perfect standing with them, and have been with them for 15+ years. the only problem I have is that the...read more