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ajscott1128
Level 1

I let my mom claim me for 2019. Up until then, no one has claimed me. I’m 19 and in college, will I get a stimulus check? Also, would it come through the turbotax card or a paper check?

 
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Hal_Al
Level 15

I let my mom claim me for 2019. Up until then, no one has claimed me. I’m 19 and in college, will I get a stimulus check? Also, would it come through the turbotax card or a paper check?

@ajscott1128 

You'll have to wail until next year to get your stimulus check. You can't get it in 2020 because somebody claimed you as a dependent (whether they coulda shoulda is a whole separate issue).

 

But, you get it next year because:  "In essence, the stimulus check acts as an advance of your 2020 income tax refund. This means when you prepare your 2020 income tax return, there will be a line to include the section 6428 credit. The credit on your 2020 return is subtracted by any amount received as a stimulus check in 2020. If the amount you received as a stimulus check is less than the credit you are due, the difference will be included as part of your 2020 refund. If you have been overpaid by receiving the stimulus check, however, you will not be required to return any excess amount".

Reference: https://www.dailylocal.com/news/coronavirus/what-does-the-stimulus-check-mean-for-your-taxes/article...

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4 Replies
MinhT1
Employee Tax Expert

I let my mom claim me for 2019. Up until then, no one has claimed me. I’m 19 and in college, will I get a stimulus check? Also, would it come through the turbotax card or a paper check?

As a dependent of your mother, you are not eligible for the stimulus payment.

 

In fact, she can claim you as a dependent if you are under 24, a full time student and do not provide for more than half of your own support.

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Carl
Level 15

I let my mom claim me for 2019. Up until then, no one has claimed me. I’m 19 and in college, will I get a stimulus check? Also, would it come through the turbotax card or a paper check?

Please bear with me while I clarify something for you first.

I let my mom claim me for 2019.

You the student don't get a choice on this.  But the parent's do. Here's how the rules read basically.

If the student (that's you) did not provide more than 50% of their own support for the tax year, then the parents qualify to claim the student as a dependent on their tax return

Several things to note here. First, the key word in the above is "QUALIFY". So it doesn't matter if your parents actually claim you as a dependent or not. If they "qualify" to claim you, then you have *no* *choice* and must select the option for "I can be claimed on someone else's return" when you complete your own tax return. Again, it flat out does not matter if they actually claim you or not.

 First, lets define "third party income" received by the student.

Third party income includes scholarships, grants, 529 distributions, money from mom and dad, gifts from Aunt Mary, etc.

Now there are only two possible ways that a student can provide more than half of their own support for the tax year, and both ways can be "cancelled out" by third party income.

1) If the student had a job or was self-employed and earned sufficient monies that they were actually paid in the tax year, to  justify the student providing more than half their own support. In order words, self support can only be claimed against "EARNED" income that was earned by the student. Third party income is not earned income, by any stretch.

2) The student was the *PRIMARY* borrower on a *qualified* student loan, and sufficient money was distributed to the student during the tax year to justify that student providing more than half of their own support.

That's it; the only two possible ways that I student can provide more than half of their own support. However, both ways can be cancelled out by third party income. As an example, say you earned $100,000 in 2019. You also had $50,000 in third party income (Schoarships, grants, etc.) That would mean you would have to spend at least $50,001 of "your" money in order to claim you provided more than half of your own support. 

The IRS defines support as tution, books, lab fees, housing, clothing, food, transportation and entertainment costs.

With my numbers above, there is no way on this green earth that you will ever convince the IRS that an undergraduate college student spent more than a total of $100,000 (more than $50K of their own money) in a single tax year to support themselves. The IRS expects costs to be "reasonable". IN other words, no steak and lobster for lunch and dinner everyday while living in a $5000/mo. penthouse suite. That's just not gonna fly.

Now to answer your question.

Will I get a stimulus check?

At this time, no. But it "could" change if it hasn't by the time you read this. Currently, the maximum payout is $1,200 per tax payer, plus $500 for each dependent they claim if that dependent is under the age of 17. SO if your parent's a filing joint they will be getting a maximum of $2400 plus $500 for each dependent under the age of 17, (could be less if their income exceeds $79K) and that's it. You will get nothing.

But like I said, that could change.

 

ajscott1128
Level 1

I let my mom claim me for 2019. Up until then, no one has claimed me. I’m 19 and in college, will I get a stimulus check? Also, would it come through the turbotax card or a paper check?

I should have clarified. First, I had grants last year and student loans that were in my name. I also had a job all year and provided for myself. Secondly, I didn’t live with my mom at all last year. So I don’t understand how she was able to claim me. So that’s why i’m asking about if I would get a stimulus check if i let her claim me for the first time ever.

Hal_Al
Level 15

I let my mom claim me for 2019. Up until then, no one has claimed me. I’m 19 and in college, will I get a stimulus check? Also, would it come through the turbotax card or a paper check?

@ajscott1128 

You'll have to wail until next year to get your stimulus check. You can't get it in 2020 because somebody claimed you as a dependent (whether they coulda shoulda is a whole separate issue).

 

But, you get it next year because:  "In essence, the stimulus check acts as an advance of your 2020 income tax refund. This means when you prepare your 2020 income tax return, there will be a line to include the section 6428 credit. The credit on your 2020 return is subtracted by any amount received as a stimulus check in 2020. If the amount you received as a stimulus check is less than the credit you are due, the difference will be included as part of your 2020 refund. If you have been overpaid by receiving the stimulus check, however, you will not be required to return any excess amount".

Reference: https://www.dailylocal.com/news/coronavirus/what-does-the-stimulus-check-mean-for-your-taxes/article...

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