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Without income there is nothing from which to provide you with a refund. Tax refunds come from having tax withheld from earnings or other sources of income. It sounds like you are asking about the interest on a student loan. You do not get a refund for that. The student loan interest paid reduces the amount of income you pay tax on. You say you had no income--there is nothing to reduce.
Did you truly have no income--or you just did not have income from working? Did you have investment income, Social Security, retirement income, etc. from which tax was withheld?
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