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gniles93
New Member

I did not work last year but pay student loan interest

No w-2 did not work
1 Best answer

Accepted Solutions
Vanessa
Level 3

I did not work last year but pay student loan interest

If you have no income then you cannot deduct the student loan interest.  The student loan interest deduction simply lowers your AGI which lowers your taxable income.  It is not a credit that can be refunded.  

So, if you have no taxable income, then you don't need to file even if you pay student loan interest. 

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2 Replies
DoninGA
Level 15

I did not work last year but pay student loan interest

Of you had no income of any kind in 2018, then there is no need to file a tax return.
Vanessa
Level 3

I did not work last year but pay student loan interest

If you have no income then you cannot deduct the student loan interest.  The student loan interest deduction simply lowers your AGI which lowers your taxable income.  It is not a credit that can be refunded.  

So, if you have no taxable income, then you don't need to file even if you pay student loan interest. 

**Say "Thanks" by clicking the thumb icon in a post
**Mark the post that answers your question by clicking on "Mark as Best Answer"
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