I am getting a message in Turbotax that I am not qualified for American Opportunity Credit.

I had AGI between 80 and 90k. I had unemployment compensation > 10.2k in 2020. When determining American Opportunity Credit, does unemployment exclusion of 10.2 get added back to AGI to calculate MAGI (modified annual gross income) - has to be under 90k to see if I qualify for American opportunity .