exactly. 

you guys are misleadingly charing 45$ for premium service, which is nothing but auto debit from refunds, i could have easily paid it using credit card and saved 45$ this is absurd. wud love to get this refunded, had to file it in hurry ,I didn't google. Note that i didn't buy neither the live services nor the Audit Defense. 

definately surprised but not pleasently 😛