So I don't want to get too personal. But my fiance and I just had a baby 9 months ago and I'm still out of work, bc I was also incarcerated and as a female with a record it's very hard for me to find a decent paying job. My credit is terrible from a decision I made at 18. I'm trying to rebuild especially because if I could buy a house since we're in the process of being evicted, I would love that. I really want my tax return to go towards a down payment. If not, we might use it toward a motel room to stay in temporarily.. And it will go towards fixing my car since it's on its last legs, or I'll be buying a new used car if we can't do the house down payment. Right now there's so many options with so much unknown on my path so my heads everywhere, if you can't tell from this post alone. Lol. But I also want to have a fun night out since as a family we haven't been able to recently. And I also have some bills I have to catch up on and possibly put a small fee down to help with my kids and try to put any money away if possible depending where the money goes. And last thing is to get a secured credit card so I CAN build my credit more too to reach my goals. So... Do I win?! Lol!! I know everyone can use extra money right now no matter how small so good luck to any and everyone!!