My 2022 goal is to make sure I have enough steak to save up and to have my forever home. I would like to Have at least $2500 saved in different places on different  cards all for emergency funds. I would like to be back in the 600 club close to 700. I would like to have all my credit cards down by 30% to not damage my credit scores. And I would love to at least pay off three student loans this year.