The pandemic has allowed me time to learn how to invest in myself, as selfish as it sounds. Being a decade behind the average first-time buyer age in our state, I can finally say that my husband and I are comfortable entering the housing market. I wouldn't be where I am at without setting small, attainable goals and will continue to do so. It has taken a lot of sacrifice, time, and effort; especially with the juggle of saving for a down payment on a home and paying towards student loans. Any extra money coming in will be used towards the aforementioned.