My goal is to pay off my credit card debt. It's not much but I was really careless with my spending in the last few months of 2021 and now it's racked up higher than it's ever been. Super random but, I want/need to pay it off because I am going to be enlisting in the Air Force and have to have all of my financials in order so that I am not getting charged any interest while at BMT. I also want to focus on only using my credit card for purchases where I'll earn the 5% cash back that the card has, and use my normal debit card for purchases that would only be 1% cash back because it doesn't make much of a difference.