Thank you for this contest. My money goals are really important to me. I had a surprise debt to the IRS 3 years after I moved to Florida in 2015 it was $3000. Took a huge chunk away from me. With my refund this year I'm finally going to receive $78 !! I actually paid off the IRS yay me... As of now I am homeless with 2 part-time jobs here in Florida, #1 goal is to get my own place on my own. My 23 year old daughter just told me she's getting married. She lives in Chicago, #2 goal is to have $9000 by 2023 saved for her wedding.  I have a bunch of short term money goals as well. Baby steps. Thank you kindly. Jessica