If the IRS rejects your return for any reason (e.g., a typo elsewhere), you can go back into the File section and update your banking information before resubmitting it.
If you haven't filed yet, you can simply navigate back to the File section of your tax software, select Direct Deposit, and enter the correct bank name and account details.
Once the IRS or state accepts your return, the banking information cannot be changed. If these are correct but the bank name is wrong, the deposit will usually go through without issues. If the deposit is made to an account that does not bear your name (or your spouse's name for a joint return), most banks will reject the deposit.
If the bank rejects the deposit for any reason, the funds are sent back to the IRS. They will then automatically issue a paper check and mail it to the address listed on your return. Expect a delay of a few weeks for this to process.
**Say "Thanks" by clicking the thumb icon in a post
**Mark the post that answers your question by clicking on "Mark as Best Answer"
