What if you check on your credit report an there are bills you have no knowledge of?

[bluedeb · Accepted solution]

If they are not your charges, then you can dispute the charges on your credit report.  Your credit card company should have instructions on how to remove a charge that is not yours.

You can also, send a letter to the credit bureau that generated the report with the inaccuracy and explain what the error is. The bureau generally has up to 35 days to investigate and respond.