It takes additional time for refunds to be processed after leaving the IRS, and for financial institutions to accept and deposit them to bank accounts and products like debit cards. Also,
many financial institutions do not process payments on weekends or
holidays, which can affect when refunds reach taxpayers. For EITC and
ACTC filers, the three-day holiday weekend involving President’s Day
affects their refund timing. Here's more information https://www.irs.gov/individuals/refund-timing.
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