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After you completed entry of the SSA-1099 for the Social Security benefits received in 2025, there was a following screen asking you if you lived in any of the foreign countries listed. If you selected Yes or skipped over this screen, the TurboTax program would not have calculated any taxes on your Social Security benefits entered on the Form 1040 Line 6a. Resulting in a 0 being entered on Form 1040 Line 6b.
It is not true that Social Security is not taxable. If you have other sources of income in addition to Social Security, up to 85% of your SS can be taxed. If you owe tax now, it is likely because of a user error:
USER ERROR WITH SOCIAL SECURITY ENTRY
We have seen a lot of people who made a user error with the entry of their SSA1099. The screen right after you enter the SSA1099 asks you if you lived in certain foreign countries in 2025. If you skipped past that screen or answered incorrectly, your Social Security was not taxed correctly. Look at your Form 1040 and see if line 6b was left blank due to that mistake. The IRS is catching those mistakes and correcting them by reducing your refund or increasing your tax due. It is really so important to read every screen slowly and carefully from top to bottom as you prepare your tax return to avoid errors.
"No tax on Social Security" was a campaign promise that was not put into the law. There has been no change in the tax on Social Security benefits.
The IRS will send you a letter explaining why they reduced your refund. Did you get the letter? What does it say was wrong on your tax return? Does it say it's because of Social Security?
Did you enter your Form SSA-1099 in your tax return, or did you not enter it at all because you thought it was not taxable?
On the Form 1040 or 1040-SR that you filed, what are the exact amounts on lines 6a and 6b? If there is an amount on line 6a, and line 6b is zero, it is most likely because you made the error that DoninGA and xmasbaby0 described.
If Social Security was your only income for the year you do not have to pay any tax, and you should get a refund of any tax that was withheld from your Social Security benefits. Did you have other income besides Social Security?
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