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When you e-file there is no physical signature. You "signed" by entering your AGI or PIN. If a lender wants a signed copy, print your return, use a pen and sign on the line that says "Sign here."
An electronically filed tax return will not have a written signature on the tax return.
If the loan officer requires a signature on the tax return, print a copy of the tax return. Sign and date the tax return and give it to the loan officer.
Almost 89.1 percent of individual tax returns were filed electronically and none of them will have a written signature on the tax return. You might inform the loan officer of this statistic.
IRS website - https://www.irs.gov/statistics/returns-filed-taxes-collected-and-refunds-issued#:~:text=Almost%2089....).
Nearly 184.6 million returns and other forms were filed electronically. These represented 72.9 percent of all filings, an increase of 1.4 percent over the share of electronic filing in FY 2018. Almost 89.1 percent of individual tax returns were filed electronically
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