So I filed on 1/21...accepted a day or two later. Had my fees taken out of my refund. Checked Santa Barbara bank website this morning(and I have been regularly) and FINALLY my funds have been sent from the IRS to them. Today is 2/26 7:08 a.m central time. And yes I filed early and had both big credits. So hopefully this will give some of yall some hope.
One cool thing about emerald card is you can get an online account and order a card in your name gor free, they have alot of free network atms, they offer loans in november/december for prior customers, and refund advances late Jan and your chances go up being a previous consistent member. Also if you loose your card. You can call them and have the funds frozen until you get a new card, and you can get a new card at any HRB... that is one cool advantage... i hope that they deposit on time this year and don't delay or hrb will lose a lot of loyal customers.