My advance was only approved for 250

[mommy2201]

My refund is 12000

[Critter-3]

Well it sounds like most of your refund was comprised of CTC, EIC, form 2441 Day Care Credit and/or stimulus credit (RRC) which they will not give an advance on.  So you have the option to accept or decline the offer ... your choice. 

[SweetieJean]

$12,000 is an awfully large refund.  Are you sure that's correct?

[BrandiLO1]

Not all consumers will qualify for a loan or the maximum loan amount. If approved, your loan will be for one of ten amounts: $250, $500, $750, $1,000, $1,500, $2,000, $2,500, $3,000, $3,500, or $4,000. Your loan amount will be based on a portion of your anticipated federal refund to a maximum of 50% of that refund amount (minus any stimulus payment credit, also known as Recovery Rebate Credit). Please click here for more details.