If you specify a direct
debit date that falls on or before the mid-April filing deadline, the
IRS debits your account within 1 – 4 days after your e-filed return is accepted. The actual debit date may be after
the date you specified. In these cases, you won't be charged late
payment penalties or interest, as long as you filed before the deadline.
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On the other hand, if you e-file after the mid-April filing deadline, your direct debit is authorized on the date you e-filed.
Please note that it can take your bank up to five days to complete the transaction and update your account information. We suggest that you wait five days after your e-file is accepted before contacting your bank, if you are concerned that the money hasn't been debited yet.
To verify the date that funds will be withdrawn from your account,
confirm that funds have been transferred, or cancel the transaction up
to 48 hours before the date you designated the funds to be debited, call
the IRS at 1 (888) 353-4537.
The IRS has not yet withdrawn my payment. Should I worry?
No need to worry; as long as your designated withdrawal date is on or before April 18, 2016 and your e-filed 2015 return has been accepted, you won't be penalized for late payment even if the funds are withdrawn after the payment deadline.
Funds are usually withdrawn on the payment date selected. If that
date happens to fall on a Saturday, Sunday, or bank holiday, the payment
is usually taken out the next business day.
I hope this helps.
