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Federal and state refunds come from completely separate entities. There is no rule as to which one will come in first or how long it will be between their arrival in your account.
TurboTax gives you an estimated date for receiving your refund based on a 21 day average from your date of acceptance, but it can take longer. “21 days” is not a promise from TurboTax or the IRS.
First, check your e-file status to see if your return was accepted:
https://turbotax.intuit.com/tax-tools/efile-status-lookup/
Once your federal return has been accepted by the IRS, only the IRS has any control. TurboTax does not receive any updates from the IRS. Your ONLY source of information about your refund now is the IRS.
You need your filing status, your Social Security number and the exact amount (line 35a of your 2025 Form 1040) of your federal refund to track your Federal refund:
To track your state refund:
If you chose to have your TurboTax fees deducted from your federal refund, that will take some extra time, while the third party bank handles the refund processing
.
If you are getting earned income credit on line 27 or additional child tax credit on line 28 You are subject to the delay required by the PATH act. Do not expect your refund before early March
Note: “Accepted” is not the same as “approved”. TurboTax tells you the e-file was accepted if the IRS deems that there is enough information on the return for them to take it in for processing. Only the IRS can approve of the refund, which is a later stage of processing. If the IRS approves your refund they will provide a date for the refund to be issued.
FROM THE IRS WHERE’S MY REFUND SITE:
https://www.irs.gov/wheres-my-refund
How it works
Where's My Refund shows your refund status:
Starting in September 2025, due to Executive Order 14247 issued on March 25, 2025, the IRS will stop issuing most paper checks for federal tax refunds. The order requires all federal government payments, including IRS tax refunds, to be processed electronically to improve efficiency and security.
This means that if you have access to US banking services or electronic payment systems, your federal tax refund will be sent via direct deposit or another electronic method. Paper checks will be issued only in very limited situations where no electronic alternative exists.
For checking your federal refund status, you generally need to use the IRS's online tools where you provide your Social Security number, filing status, and exact refund amount from your tax return.
If you provided a bank account and the IRS wasn't able to deposit your refund, you will receive IRS Notice CP53E. The CP53E is an official IRS request to correct your banking info to ensure your refund is deposited properly.
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