You cannot apply for the advance now.
One of the options you can select when you are ready to file is to get a refund advance loan, You do not receive any money until your e-file has been accepted by the IRS—-and the IRS will not begin to accept e-files until at least mid to late January.
TurboTax will let you e-file as of January 4. They (and other tax software companies) allow that to garner marketshare. Even if you e-file then, your return will just sit on a server— going no place—-until the IRS begins to accept/reject e-files later in January.
And…..do not try to prepare a tax return without ALL of your income documents; you must include every 2023 W-2 on the same tax return. Employers have until the end of January to issue W-2’s. Wait until you have all of your W-2’s. Clients, schools, Social Security, banks and other financial institutions may not have tax documents available until late January/early February. ALL of your tax documents must be entered on the same Form 1040; do not file unless you have entered everything.
https://blog.turbotax.intuit.com/life/tax-documents-checklist-how-to-win-big-this-tax-season-53328/
**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**
