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If you want to pay for TurboTax out of your refund, there is still a processor fee. The bank gets your refund, pays TurboTax, then direct deposits the balance into your account.
The only way to avoid a bank processing fee is to pay TurboTax when you file.
If you have not yet filed, here's instructions on How to Change Your Payment Method.
REMOVE REFUND PROCESSING FEE
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