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Last year for 2018 returns the Refund Advance was only offered to select customers. It was a prepaid Visa on which some qualified users could get a refund loan--but only after their tax returns have been filed and accepted by the IRS.
Here's Info on last year's 2018 Advance
https://ttlc.intuit.com/community/refunds/help/about-refund-advance/01/27333
TurboTax does not offer "refund anticipation loans" in the classic sense.
TurboTax could have a test program attached to the 2019 return for a "Refund Advance" which may be offered to certain users who efile their returns and choose to have their refunds deposited to a Turbo Prepaid VISA Card. The Refund Advance is a 0% loan in increments of $250 up to $1,000. That advance is not available until one has efiled the return and the IRS has accepted it.
You can read more at this link, but there is no way to self-select into the Refund Advance offer. Some users will see the option show up on the screen where they choose how they want to receive their refund.
Additional terms and restrictions apply. See this FAQ for more info:
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