Hi my bank sent my refund back to the depositor I want to know if I can switch my refund over to another bank

[JohnB5677]

No, you can't change your bank account after you've filed the return. 

If the bank on file rejects the deposit, it will go back to the IRS and a paper check will be sent to the address listed on the tax return.

[xmasbaby0]

If you e-filed:

Banking information for direct deposit is wrong or closed

If you entered incorrect banking information for your refund, you can change it if your return is rejected.  If it is accepted, however, it is too late to change it.  The bank will reject the refund and send it back to the IRS.

https://www.taxpayeradvocate.irs.gov/news/tax-tips/direct-deposit-changes-for-2026-could-affect-how-...

If you take NO action—-the IRS will freeze your refund for at least six weeks and then mail you a check.

If your refund is sent back to the IRS—- make certain that the address you entered on your Form 1040 is correct.  And…open all mail, even if it looks like junk mail.