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You cannot pay the federal tax due with the VA refund, so do not expect that.
If you have federal tax due you can pay by mailing your payment with the 1040V voucher, (which has the address printed on it, having the payment taken out of a designated bank account, or you can pay directly on the IRS website.
https://ttlc.intuit.com/community/tax-payments/help/how-can-i-pay-my-federal-taxes/00/26212
To apply for a payment plan with the IRS
Apply Online for a Payment Plan
If you go ahead and file both returns now, you might receive your Virginia refund before your Federal tax is due.
Even if you file the Federal return now, you have until the due date of April 15, 2024 to actually pay the tax and it be considered paid on time. When you file, select that you will mail a check to the IRS. That will give you flexibility to decide later how you want to pay.
Take a look at the following TurboTax help article for more information:
How can I pay my federal taxes?
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