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Online TurboTax will be available in early December--so if you want to use online you have to wait. Desktop software for 2020 is already available for download. The fee you say that you paid sounds like it might have been for desktop Premier ($100 + tax) If you paid for desktop software for a 2020 return:
Access your downloads here
https://shop.turbotax.intuit.com/commerce/account/secure/login.jsp?pagecontext=download
https://ttlc.intuit.com/community/tax-topics/help/activating-turbotax-cd-download-software/00/852971
To find your license code:
https://ttlc.intuit.com/community/tax-topics/help/i-can-t-find-my-license-code/01/852973
if you sign up as a subscriber turboTax will bill you early. That's how they make their money, among other ways.
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