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You can have a tax refund direct deposited into any US bank that has a valid bank routing number and account number where you are the owner of the account.
If you do not know the bank routing and account number, then call the phone number on the back of the card.
Just noticed that you entered your question in the After you file section.
If you have already filed the 2023 tax return you cannot change how you want to receive the tax refund. If you indicated that you wanted the refund deposited into account that is no longer valid or that you are not an owner of the account, the bank will reject the deposit and return it to the IRS. The IRS will then send you a refund check to the address on the tax return.
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